Chances are, you or someone you know in South Florida is facing the possibility of foreclosure. But you need to understand that you are not alone.
Today, 1 out of every 10 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.
Through my experience handling distressed properties as a Certified Distressed Property Expert, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.
You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.
As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the
market, and know that there are options available to you
If you are a South Florida Homeowner
facing foreclosure and feel that there is nothing you can do - think again. There are
options for you!
If your missed payments was due to a temporary problem,
reinstatement is possible. In order to reinstate a mortgage you will have to pay all missed payments and late fees and any legal fees that are due up to the point that the loan is reinstated. A one time payment in full is needed for a simple reinstatement. If a one time payment is not an option then you can request a repayment plan.
There are many
other options for you including a
short sale, call Tiffany today at 954-257-5030 so that I can help you explore the best option for you.
Keep in mind that
foreclosures follow you and can negatively
affect future mortgage rates, also homeowners that have a foreclosure would have to wait 5-7 years before they would be eligible again for a
government insured loan as opposed to 2 years wait when a
short sale is done. It has a negative impact on your
credit score - about 300 points or more - and lenders can seek a
deficiency judgment against you to recover any money they didn't get in the sale.
There is a window of opportunity:
Pre-foreclosure - this is a very critical time period for you to do what you can to avoid foreclosure. Call me today for more information at 954-257-5030.
More reasons to avoid foreclosure:
As a Certified Distressed Property Expert, I can help you explore all options available to you and your family. Call Tiffany today at 954-257-5030. I am here to help in any way I can.